ChatGPT and different AI chatbots could be highly effective pure language instruments, particularly when you understand how to immediate. You can use ChatGPT to economize on journey, plan your weekly meal prep and even assist pivot your profession. While I’m a fan, I additionally know the restrictions of ChatGPT, and it is best to too, whether or not you are a beginner or an previous hand. It’s enjoyable for making an attempt out new recipes, studying a international language or planning a trip, however you do not need to give ChatGPT carte blanche in your life. It’s not nice at every thing — in actual fact, it may be downright sketchy at a number of issues.ChatGPT generally hallucinates data and passes it off as truth, and it could not at all times have up-to-date data. It’s extremely assured, even when it is straight up incorrect. (The identical could be mentioned about different generative AI instruments, too, after all.)That issues the upper the stakes get, like when taxes, medical payments, courtroom dates or financial institution balances enter the chat. If you are uncertain about when turning to ChatGPT may be dangerous, listed below are 11 situations when it is best to put down the AI and select another choice. Don’t use ChatGPT for any of the next.(Disclosure: Ziff Davis, the mother or father firm of CNET, in April filed a lawsuit towards ChatGPT maker OpenAI, alleging it infringed Ziff Davis copyrights in coaching and working its AI methods.)1. Diagnosing bodily well being pointsI’ve undoubtedly fed ChatGPT my signs out of curiosity, however the solutions that come again can learn like your worst nightmare. As you pore by potential diagnoses, you would swing from dehydration and the flu to some sort of most cancers. I’ve a lump on my chest and entered that data into ChatGPT. Lo and behold, it informed me I could have most cancers. Awesome! In truth, I’ve a lipoma, which isn’t cancerous and happens in 1 in each 1,000 individuals. My licensed physician informed me that.I’m not saying there aren’t any good makes use of of ChatGPT for well being: It can assist you draft questions to your subsequent appointment, translate medical jargon and arrange a symptom timeline so you’ll be able to stroll in higher ready. And that might assist make physician visits much less overwhelming. However, AI cannot order labs or study you, and it undoubtedly does not carry malpractice insurance coverage. Know its limits.2. Taking care of your psychological healthChatGPT can provide grounding methods, certain, however it may well’t decide up the cellphone once you’re in actual hassle along with your psychological well being. I do know some individuals use ChatGPT as an alternative therapist. CNET’s Corin Cesaric discovered it mildly useful for working by grief, so long as she stored its limits entrance of thoughts. But as somebody who has a really actual, very human therapist, I can inform you that ChatGPT remains to be actually solely a pale imitation at greatest, and extremely dangerous at worst.ChatpGPT does not have lived expertise, cannot learn your physique language or tone, and has zero capability for real empathy. It can solely simulate it. A licensed therapist operates below authorized mandates {and professional} codes that defend you from hurt. ChatGPT does not. Its recommendation can misfire, overlook crimson flags or unintentionally reinforce biases baked into its coaching knowledge. Leave the deeper work — the onerous, messy, human work — to an precise human who’s educated to correctly deal with it. If you or somebody you’re keen on is in disaster, please dial 988 within the US, or your native hotline.3. Making fast security choicesIf your carbon-monoxide alarm begins chirping, please do not open ChatGPT and ask it in the event you’re in actual hazard. I’d go outdoors first and ask questions later. Large language fashions cannot odor gasoline, detect smoke or dispatch an emergency crew. In a disaster, each second you spend typing is a second you are not evacuating or dialing 911. ChatGPT can solely work with the scraps of information you feed it, and in an emergency, it could be too little and too late. So deal with your chatbot as a postincident explainer, by no means a primary responder.4. Getting personalised monetary or tax planningChatGPT can clarify what an ETF is, nevertheless it does not know your debt-to-income ratio, state tax bracket, submitting standing, deductions, retirement objectives or threat urge for food. Because its coaching knowledge might cease brief of the present tax yr, and of the most recent price hikes, its steering could be stale once you hit enter.I’ve pals who dump their 1099 totals into ChatGPT for a DIY return. The chatbot merely cannot change a CPA who can catch a hidden deduction value a number of hundred {dollars} or flag a mistake that might value you 1000’s. When actual cash, submitting deadlines, and IRS penalties are on the road, name knowledgeable, not AI. Also, remember that something you share with an AI chatbot will in all probability turn out to be a part of its coaching knowledge, and that features your earnings, your Social Security quantity and your financial institution routing data.5. Dealing with confidential or regulated knowledgeAs a tech journalist, I see embargoes land in my inbox day-after-day, however I’ve by no means considered tossing any of those press releases into ChatGPT to get a abstract or additional clarification. That’s as a result of if I did, that textual content would go away my management and land on a third-party server outdoors the guardrails of my nondiscloure settlement.The identical threat applies to shopper contracts, medical charts or something coated by the California Consumer Privacy Act, HIPAA, the GDPR or plain previous trade-secret legislation. It applies to your earnings taxes, start certificates, driver’s license and passport. Once delicate data is within the immediate window, you’ll be able to’t assure the place it is saved, who can assessment it internally or whether or not it could be used to coach future fashions. ChatGPT additionally is not resistant to hackers and safety threats. If you would not paste it right into a public Slack channel, do not paste it into ChatGPT.6. Doing something illegalThis one is self-explanatory.7. Cheating on schoolworkI’d be mendacity if I mentioned I by no means cheated on my exams. In highschool, I used my first-generation iPod Touch to sneak a peek at a number of cumbersome equations I had issue memorizing in AP calculus, a stunt I’m not significantly pleased with. But with AI, the dimensions of recent dishonest makes that look remarkably tame.Turnitin and comparable detectors are getting higher at recognizing AI-generated prose each semester, and professors can already hear “ChatGPT voice” a mile away (thanks for ruining my beloved em sprint). Suspension, expulsion and getting your license revoked are actual dangers. It’s greatest to make use of ChatGPT as a research buddy, not a ghostwriter. You’re additionally simply dishonest your self out of an training in case you have ChatGPT do the be just right for you.8. Monitoring data and breaking newsSince OpenAI rolled out ChatGPT Search in late 2024 (and opened it to everybody in February 2025), the chatbot can fetch contemporary internet pages, inventory quotes, gasoline costs, sports activities scores and different real-time numbers the second you ask, full with clickable citations so you’ll be able to confirm the supply. However, it will not stream continuous updates by itself. Every refresh wants a brand new immediate, so when velocity is essential, dwell knowledge feeds, official press releases, information websites, push alerts and streaming protection are nonetheless your greatest wager.9. PlayingI’ve really had luck with ChatGPT and hitting a three-way parlay throughout the NCAA males’s basketball championship, however I’d by no means suggest it to anybody. I’ve seen ChatGPT hallucinate and supply incorrect data on participant statistics, misreported accidents and win-loss data. I solely cashed out as a result of I double-checked each declare towards real-time odds, and even then I obtained fortunate. ChatGPT cannot see tomorrow’s field rating, so do not depend on it solely to get you that win.10. Drafting a will or different legally binding contractChatGPT is nice for breaking down primary ideas. If you need to know extra a few revocable dwelling belief, ask away. However, the second you ask it to draft precise authorized textual content, you are rolling the cube. Estate and family-law guidelines range by state, and generally even by county, so skipping a witness signature or omitting the notarization clause can get your complete doc tossed. Let ChatGPT provide help to construct a guidelines of questions to your lawyer, then pay that lawyer to show that guidelines right into a doc that stands up in courtroom.11. Making artThis is not an goal reality, simply my very own opinion, however I do not consider AI needs to be used to create artwork. I’m not anti-artifical intelligence by any means. I take advantage of ChatGPT for brainstorming new concepts and assist with my headlines, however that is supplementation, not substitution. By all means, use ChatGPT, however please do not use it to make artwork that you simply then move off as your individual. It’s type of gross.